Description
Thompson & Richardson (Financial Services) Lincoln Ltd has been established for over 25 years, providing local independent financial advice to both personal and corporate clients.
The business is based in the centre of Lincoln, although
geographically serves its clients throughout the County. T&R has
grown and developed over the years. The Company is independently owned
and has 9 registered individuals who between them have over 100 years
of financial services experience. Each Consultant has an employment
background of the industry, including major insurance, bank and
building society organisations. They have a wealth of knowledge and
expertise across all areas of the business.
Our areas of financial advice include:
- Pensions
- Investments
- Mortgages
- Life Protection
We have excellent administrative support staff, using a wide range
of technology to deliver a superior service to all our clients.
Your home may be repossessed if you do not keep up repayments on
your mortgage. Not all of the products and services detailed are
regulated by the Financial Services Authority, and consequently would
not be covered by either the Financial Ombudsman Service or the
Financial Services Compensation Scheme. The value of investments and
any income from them may go down as well as up and you may get back
less than the value of your investment. Pensions can be both complex and confusing to most people. We
believe in giving straightforward advice, which is independent.
Accessing the right advice is crucial to future retirement planning,
including reviews of current arrangements and ways of improving your
income when you retire. It is important to seek expert financial advice
from experienced advisers and fund choice and portfolio management is
very important. T&R are able to offer an added value service for
all pension schemes you may have regardless of age.
Many clients take up our offer to undertake a full review of their
existing pension arrangements. With pensions legislation and underlying
investment conditions forever changing, it is important to have a
regular independent review, particularly as you approach retirement.
We have highly qualified staff, to help individual or corporate
clients in planning for their future and also advising on options at
the point of retirement, which matches their ongoing objectives. With the investment world becoming ever more complicated, T&R
believe in providing a professional service to those who seek local
independent advice. Simple solution based advice will benefit most
people. Too many options can be confusing and a tailor made solution
based on individual circumstances is more appropriate.
Investing in other than a savings account, which has been held for
a number of years, would seem very unfamiliar to most people. However,
at every stage in our lives we do have different investment objectives.
T&R have been advising clients for many years; our Consultants
establish at a very early stage the type of investor the client is, and
their different investment needs. Everyone’s circumstances are
different, and that is why it is so important to provide individual
advice, which takes into account personal risk profile and investment
objectives. Both income and capital growth can be achieved with the
right advice and planning. Clients’ needs can include retirement
planning for income, or long-term capital growth leading up to
retirement. It may be that further education fee planning is needed for
the children. In all events we can offer our plain speaking
solution-based advice.
We act for many investment clients, managing their investment
portfolios and providing regular updates on performance. This is a
fee-based service, and we can make an assessment of any existing
investment portfolio before advising on the cost involved. T&R are regulated by the Financial Services Authority, and provide
independent mortgage advice. We have access to thousands of mortgage
schemes to suit everyone’s financial circumstances, and with the use of
up to date technology, we aim to deliver the very best service possible. | 
