Description
Welcome to the website of GKS Pensions and Investments Limited, a firm
of independent financial advisers offering a wide range of services to
both private individuals as well as businesses.
GKS is a small family run company exclusively specialising in
corporate clients and clients of high net worth. By maintaining a
relatively low number of clients, mainly referred to us by current
clients and professional contacts, we can guarantee a quality,
professional service.
Our efficient administrative backup team allow Gary and Edward,
whose combined years of experience exceeds forty years, to concentrate
on the factor most important to GKS – our clients. Face-to-face,
regular, comprehensive reviews will ensure that this service continues
for as long as we are helping you to achieve your financial goals for
the future.
We also pride ourselves on being leaders in the field of
technological application to financial planning. Gary’s ultimate aim is
to run an almost paper-free office while clients will soon be able to
access their own daily updated portfolios online. In order to see our
computer systems at work we invite prospective clients to our office in
Leeds for an open, honest, no-obligation financial assessment.
Our expert technical knowledge in all sectors allows us to evaluate
a wide range of products most suitable for your circumstances and
provide honest, impartial advice free from external influences. We will
adapt this advice as your circumstances change through various life
stages.
If you ask us to arrange a mortgage for you we can be paid by either
commission or a fee. If you choose to pay us a fee, this will usually
be £1500.
Pensions are financial tools whose purpose is the provision of money in old age. Because it is considered good public policy to try and get people to
save for their own retirement (rather than rely on the State) pension
funds are given special tax treatment. Over the years, however, governments have changed the system so much
that it is all highly complex (much more complex than it should be).
It is our role as an IFA to help you choose the right investments
out of all those above in order to help you meet your objectives. What
you need to give some thought to is what those objectives are. This is
an area in which compromise and self understanding are essential. Broadly
speaking everyone wants investments which are safe, in the sense that
they cannot fall, and which offer high returns. This ideal combination
is not available. Beware anyone who claims otherwise. Sensible investment planning revolves around understanding what your investment aims are. Broadly
speaking the longer that your investment is to be left alone, (e.g. for
retirement), the higher level of short term risk that is acceptable. If
however the money is needed in full in the near future (e.g. for a
house deposit) then short-term safety is essential. In
short, we will help you determine an investment strategy appropriate
for your needs, and using the investments best suited to your
investment attitude and tax position. | 
